Credit unions often offer lower interest rates on car loans and tend to be more flexible when working with borrowers who have ...

The average auto refinance rate is 8.05%, but well-qualified buyers might be able to refinance at rates starting below 5% ...

Bad credit can be a barrier to being approved for a car loan or for getting favorable terms. Fortunately, even if your credit ...

As of today, June 19th 2026, Bank of America is offering a new car (dealer) 5.39% APR, a used car (dealer) 5.59% APR. It's ...

Investopedia found First Tech FCU to be the best used car loan lender thanks to its flexible terms and lenient qualifications ...

WSJ Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more.

WSJ Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more. For ...

Review your credit report, know your credit score and, yes, freeze your credit before stepping on a car dealer's lot. Dealer-arranged financing is convenient but it will limit your options. Typically, ...

Used-car loans generally carry higher interest rates than new-car loans, so shopping for rates is critical. Always shop around and secure a prequalification for a loan before heading to the dealership ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Filing for bankruptcy can significantly impact your car loan, depending on the type of bankruptcy file, how much equity you have ...

Refinancing with good credit might save you money, but longer terms can wipe out your savings ...

Refinance your auto loan to start saving money. Investopedia found LendingClub to offer the best auto refinance loans, with ...