Learn how the three-bucket 401(k) withdrawal strategy may help retirees manage taxes, reduce lifetime tax bills, and ...

Life is full of milestones—and fortunately, for scheduling purposes, those milestones don't all happen at the exact same time. Think about the various savings goals you might have had across your life ...

For years, retirement advice revolved around a single number: withdraw 4% of your savings each year, and your money should last about 30 years. It was simple, easy to explain, and widely adopted by ...

Each of us, unless we're independently wealthy, needs a good retirement plan that outlines how much money we'll need to amass before we retire, how we'll get it, and how we'll withdraw from it in a ...

Retirement strategies help people make smart decisions with their money today so they have more financial flexibility in the future. It’s good to have a long-term mindset, but two popular frameworks – ...

Here's how today's retirees can maintain financial freedom throughout a lengthy retirement of 30 years or more.

Salvatore M. Capizzi is executive vice president of Dunham & Associates Investment Counsel Inc., which has been challenging industry thinking for 40 years. He authored a whitepaper (“Is Our Industry ...

Learn how to fund your retirement cash bucket using appreciated assets, savings, and tax strategies before leaving the workforce. While most retirement portfolios include allocations to stocks and ...

In a scenario with low inflation, strong returns early in retirement, and a normal lifespan the 4% rule dictates a level of ...

Retirement planning is often reduced to a single number. A savings target. A portfolio value. A finish line. In my experience, that mindset is one of the biggest reasons plans fail in real life.