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1:50
Nigerian banks lent ₦15.6 trillion to the government last year. While you worry about ₦50 maintenance fees, banks are earning 20–26% interest by lending your deposits to government. That’s where the trillion-naira profits actually come from. Does this leave enough credit for ordinary businesses and Nigerians? #naija #government #banks #debt #creatorsearchinsights
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CBN just revoked the licenses of 46 microfinance banks across Nigeria, effective July 1. Moniepoint, Kuda, and LAPO are NOT among them. They are safe. But the 46 that were shut down served exactly the Nigerians that commercial banks don’t reach; market traders, small business owners, rural communities. CBN’s action is right. Insolvent banks are a risk to depositors. But as usual, the cost falls hardest on the most vulnerable. #cbn #creatorsearchinsights #naija #banking #moneytok
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